Farmers Insurance Group of Companies offers a wide range of insurance products to consumers and strong financial health. There are personal lines, business lines, and financial investment products. The most important insurance products for individuals are home, auto, and life insurance.
Farmers Insurance has a long list of coverage options for all of its insurance products, making it easy for policyholders to tailor their coverage to their needs and way of life. It sells all of its products through nearly 50,000 exclusive and independent agents across the country.
Farmers Insurance vs Other Insurance Firms
Now that you know what services the farmers offer, you may be wondering if their car insurance is right for you. With that in mind, here’s a quick look at how Farmers compares to the other two big national insurance companies, Geico and Allstate.
Farmers vs Geico
Geico is the best, whether you’re looking for great customer service, quick claims processing, or cheaper package policies. Geico customers are much more likely to tell their friends and family about their insurance, and they are also much happier with their current policies.
Geico’s insurance plans are often much more affordable than Farmers’. For example, if you are a mannish age 25 and choose Geico over Farmers, you will likely save about $730 a year. Geico tends to be cheaper for people of all ages, income levels, and other factors. Don’t forget that Farmers gives you more ways to bundle and personalise your policy.
Farmers vs Allstate
Farmers’ car insurance is also worse than Allstate’s regarding customer satisfaction, though this is a much closer race. When it comes to prices, however, Farmers win. Most people think that Allstate is one of the more expensive big-name insurance companies.
Farmers’ policy prices could be better, but you will probably save some money if you choose Farmers’ over Allstate. If customer service is important, you should probably go with Allstate. On the other hand, farmers are the way to go if you want a cheaper policy with many options that you can tailor to your needs.
How does Farmers Insurance work?
Farmers Insurance was started as a door-to-door business in 1928 by two enterprising business partners named John C. Tyler and Thomas E. Today, and you might know Farmers from the funny ads with J.K. Simmons that it has run in the past.
The Farmers Insurance Group has come to a lengthy method from its humble beginnings, jokes or not. The LA-based conglomerate is made up of no less than 46 different companies. These companies offer a full range of insurance policies to Americans in all 50 states, serving 10 million households.
How to get a car insurance quote from Farmers
Farmers has an online quote tool on their website and in their mobile app that you can use to get an auto insurance quote, but you’ll need a lot of information on hand to make sure it goes well.
If you have a particular issue or need to find policies that fit your needs, you should call or see a local agent. You will need to be ready to give your basic information, information about your vehicle, an estimate of how many miles you drive each day, and information about the other drivers in your household.
Farmers also recommend having the following information on hand:
- Your car’s number plate
- The number on your driver’s license
- Your car’s license plate number
- The number on your odometer right now
- The date you bought your car
- Information about your current insurance
If you wish for a faster and simpler method to compare car insurance quotes and find a plan that works for you, you can download Jerry. Jerry will carry care of the documentation and even talk to the company for you. There are no phone calls, forms, or fees. You save money.
Review of Farmers insurance?
According to the 2018 J.D. Power Associates U.S. Auto Insurance Satisfaction Study, Farmer’s customers indicate average satisfaction in the majority of areas, such as:
- Claim Servicing
- First Notice of Loss
- Overall Satisfaction
- Rental Experience
- Estimation Process
In the same survey, customers said that Farmers’ service in the Repair Process category was below average. Similarly, the 2018 U.S. Auto Insurance Shopping Study found that Farmers is about average overall, with scores in the middle of the range in all of the following areas:
- Call Center Representative
- Insurer Website
- Local Agent
- Overall Satisfaction
- Policy Offerings
Farmers also rank in the middle or below the middle for their region. Farmers won’t give you extraordinary service, but it won’t be anything ordinary, either.
Services and features offered by Farmers
The Farmers Mobile App
When you join Farmers, one of the perks is that you can use their mobile app, which has gotten a lot of good reviews.
You can perform any of the next with the app:
- Pay your bills and take care of your payment options.
- Look at your insurance ID cards and policy documents and get access to them.
- Report a claim
- Request roadside assistance
- Talk to a representative
- Manage your e-bill options
- Get important account information through push notifications.
Siri makes it easy and quick to pay your bills if you have an Apple device. You can also link your mobile app so that Apple Wallet and Siri can help you find your insurance ID cards.
How to submit a claim to Farmers
If you need to file a claim, the easiest way to get started is to sign in to your Farmers account or mobile app. You can also acquire assistance by volunteering at the company or going to one of their branches. As soon as you start the claims process, you’ll get a claim number, which you’ll need to keep on hand while the claims investigation continues. Make sure the process of filing a claim goes as smoothly as possible by having the following information ready:
- Where, when, and when the accident happened
- Who else was involved, and their names, addresses, phone numbers, and insurance policy numbers
- A summary of the weather
- Pictures of the scene of the accident and the damage
- Any copies of the police report and accident report that are important
Once your claim is accepted, you can get the repairs done and get a new car (if it is part of your coverage plan).