The 10 Dog Breeds You Didn’t Know You Needed Insurance For

If you love dogs as much as we do, you’re probably on the lookout for any excuse to own another one—or four. But even if you’re a dog lover, it can be difficult to narrow down which dog breed best fits your lifestyle and personality. Luckily, we’ve done some digging and came up with 10 dog breeds that might be just right for you! Whether you live in an apartment or a house, enjoy long walks or lounging around at home all day, one of these dogs might be the perfect fit!

1: Bulldog

The bane of your lawn, they’ll run circles around you until they’re exhausted, then come back and do it again. If they are injured while romping in your backyard, it will cost you more than $1,500 to have them treated at a veterinary clinic.

2: German Shepherd

The original guard dog, the German Shepherd is known for its loyalty, confidence and courage. They are very protective of their owners and their territory. Make sure you have adequate homeowners or renters insurance to cover your furry family member’s belongings in case of theft or fire.

3: Dachshund

The Dachshund is a short-legged dog breed. They are one of the most popular breeds in America, but they have been bred to have extremely long bodies and short legs so they can go after small animals such as rabbits. Because of their body type, they are more prone to back problems than other dogs and are known for being fairly stubborn. In fact, sometimes your dachshund might seem downright miserable.

4: Miniature Schnauzer

If you’re looking for a guard dog, look no further than a miniature schnauzer. These pups have been working since medieval times to protect their families. They’re loyal and affectionate; but don’t let that fool you, they will attack if provoked. To keep them from getting into too much trouble you’ll need $22,000 in liability insurance per year.

5: Labrador Retriever

Labradors are known to be some of the most family-friendly dogs. With their curly fur and cute face, it’s no wonder why! They are also very playful and love being around people. If you get a lab, chances are you will never have to worry about going on vacation again because he/she is guaranteed to enjoy it as much as you will! Their friendly personality makes them very good companions for children but their large size may not make them a good choice for families with small children.

6: Poodle

This breed is prone to hip dysplasia, seizures and a nervous system disorder called canine compulsive disorder. There are also several types of cancer that affect Poodles. It’s smart to keep these facts in mind when insuring your dog or if you want to look into insurance for dogs you’re thinking about adopting. Always ask your vet about his or her opinion on a certain breed first before taking home a new puppy!

7: Old English Sheepdog

The Old English Sheepdog is a well-known family dog and frequent competitor in dog shows. These dogs are friendly, courageous, and intelligent animals. Unfortunately, their fluffy coat makes them an attractive target for hunters—and theft by criminals after pet dogs. If you own one of these pups, make sure they’re covered by liability insurance so you don’t have to shell out if they get lost or stolen.

8: Boxer

Boxers are well known for their love of rough-housing, which means that you can be sure your boxer will get into some kind of trouble during his lifetime. When it comes to Boxer insurance, you’ll want to make sure that you can cover medical costs, replacement fees and even emotional distress related to your dog’s accidents or illnesses.

9: Pug

The Pug is a low-maintenance and lovable breed of dog. They are perfect if you are someone who travels frequently. They don’t need a lot of exercise, they can adapt to new situations, and although they look like lap dogs, they love to play with toys. Because of their small size, Pugs are also great for apartment living. Their only drawback is that their snorting and breathing may be bothersome for some owners.

10: French Bulldog

A lesser-known but lovable breed, French bulldogs are currently growing in popularity. Their faces and personalities make them an extremely popular companion pet. That is, if you can get over their stubborn and willful nature. If you’re willing to put up with a little stubbornness, though, you may find a great buddy for life!


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